Retirement planning should start as soon as possible after you start working because the longer you delay, the fewer options you will have and the harder it's going to be to reach your retirement income goal.
While 65 years is often considered the "official" retirement age, there's a growing variation in the ages at which people stop working
Your Synchron adviser will work with you to determine your statistical life expectancy (and therefore how long your retirement income will need to last), the lifestyle you want to have in retirement, the expenses that may still need to be covered and the likely impact of inflation.
With this information in hand he or she will discuss the various investment options and your risk tolerance level.
